Fuller House star Lori Loughlin seems to be rethinking her legal strategy, according to new reports in Us Weekly and People.

The 55, who has been charged along with her husband Mossimo Giannulli for shelling out $500K to help get their daughters Bella, 20, and Olivia Jade, 19, into University of Southern California, has maintained her innocence and refused to plead guilty in exchange for a lighter sentence, like many of the other parents swept up in the scandal, including Felicity Huffman

But apparently, facing 40 years in jail if convicted is starting to weigh on her. Now, the actress “has asked her lawyer to negotiate a plea deal that would involve no jail time, but home confinement with monitoring via ankle monitor,” an insider tells Us Weekly. “She’s willing to pay a substantial fine, over $2 million.”

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Meanwhile, an insider tells People that she didn’t think shelling out $500K was wrong. “She honestly didn’t think what she was doing was any different than donating money for a library or athletic field,” a source said. 

“She’s embarrassed and hurt, and she knows that her reputation has been ruined for life,” the source told People. “But she also believes the allegations against her aren’t true.”

Both Loughlin and her husband are set to appear Aug. 27 in court.